Trad.Fi and W3 Aim to Bring $650M in Private Credit Onchain via AI
Equipment-financing lender Trad.Fi partners with W3 to use AI for automating capital workflows and tokenizing real-economy loans on public blockchains.

Trad.Fi, an equipment-financing lender, is collaborating with technology firm W3 to bring $650 million in private credit onto public blockchain rails, using artificial intelligence to evaluate and automate lending processes.
AI-Powered Onchain Lending
The partnership aims to tokenize real-economy business loans, enabling faster capital deployment and greater transparency. AI will assess borrower creditworthiness and streamline underwriting, reducing manual overhead.
By moving private credit onchain, Trad.Fi and W3 seek to attract a broader pool of investors and lower barriers for small and medium enterprises seeking equipment financing. The initiative reflects growing convergence between traditional finance and decentralized protocols.
- Trad.Fi specializes in loans for industrial equipment and machinery.
- W3 provides blockchain infrastructure and AI-driven workflow automation.
- The $650 million target represents Trad.Fi's existing pipeline to be tokenized.
The companies noted that all loans will be fully collateralized and comply with relevant regulations. No timeline for completion was disclosed.